Monday, December 31, 2018

End-of-Year (2018) Index of Blawg Coverage of Private Student Loans and Debt Collection Litigation Generally

INDEX OF THIS YEAR'S CROP OF 
STUDENT LOAN AND DEBT COLLECTION BLAWG POSTS 
WITH HOTLINKS 


Illinois Court of Appeals implores Legislature to change law to provide for wage-garnishment relief, finding itself constrained to exercise discretion in extreme hardship cases. National Collegiate Student Loan Trust 2004-1 v. Ogunbibi, No. 1-17-08612018 IL App (1st) 170861 (December 24, 2018). KEY WORDS: judgment-execution-garnishment, National-Collegiate-Student-Loan-Trusts, wage-garnishment. Posted on 12/30/18.  

Not So Jolly Is the Season: Discover Bank's lawyers in Texas move to strike Pro Bono Amicus Brief submitted in support of Pro-Se Debtor who had trouble putting together a proper appellate brief of his own. Posted on 12/25/18.

Hoffman v. Transworld Systems,Inc.: post-Consent-Order FDCPA actionsurvives TSI's initial motion to dismiss in part. KEY WORDS: affidavits, class-action, FDCPA, National-Collegiate-Student-Loan-Trusts, robosigning, Transworld-System-Inc. Posted on 12/23/18.

Asset freeze by temporaryinjunction based on unadjudicated claim for unliquidated damages reversed by Austin Court of Appeals injunctive-relief. Posted on 11/29/18.

Did TERI guaranty bring NCSLT-securitized student loans within the non-dischargeability provision ofthe Bankruptcy Code? KEY TERMS: bankruptcy, dischargeability-of-student-loan-debt, National-Collegiate-Student-Loan-Trusts, private-student-loans, TERI. Posted on 11/29/18.

Not sad to see Justice Harvey Brown et al removed from the appellate bench in Houston: A critical look at the First Court of Appeals'private student loan jurisprudence. KEY WORDS: National-Collegiate-Student-Loan-Trusts, private-student-loans. Posted on 11/11/18.

Cosigner liable to National Collegiate Student Loan Trust on private student loan after no-asset bankruptcy discharge, based on TERI guaranty KEY WORDS: bankruptcy., dischargeability-of-student-loan-debt, National-Collegiate-Student-Loan-Trusts, private-student-loans, TERI. Posted on 11/5/18. 

US District Court in Delaware okays Odyssey's appointment as additional servicer of NCSLT private student loans, clearing way for sale of defaulted loans. KEY WORDS: National-Collegiate-Student-Loan-Trusts, private-student-loans, Transworld-System-Inc. Posted on 11/2/18.

Interventions in Enforcement Action of Consumer Financial Protection Bureau vs. National Collegiate Student Loan Trusts finally approved; but where are the parties to the Proposed Consent Judgment signed in September 2017? KEY WORDS: CFPB, federal-enforcement-actions, National-Collegiate-Student-Loan-Trusts, PHEAA-AES, private-student-loans, Transworld-System-Inc. 10/31/18.

Interventions granted in CFPB v NCSLT Trusts (Oct 19, 2018). KEY WORDS: CFPB, National-Collegiate-Student-Loan-Trusts, PHEAA-AES, Transworld-System-Inc. Posted on 10/31/18.

Payday Lenders & Arbitration:Cert Pet. in Henry v. Cash Biz LP (Tex. 2018) set for SCOTUS Conference Sep. 24, 2018. KEY TERMS:  consumer-arbitration, payday-loans-and-lenders, unfair-debt-collection, waiver-of-right-to-arbitrate. Posted on 9/23/18.

GSS Data Services, Inc. and Wilmington Trust Company win dismissal of law firm's suit brought against them in New York over NCSLT-related legal work. KEY WORDS: National-Collegiate-Student-Loan-Trusts, private-student-loans, Wilmington-Trust-Company. Posted on 9/21/18.

BANA v Lerma (Tex.App. 2018) Bank's Business Records with Affidavit found untrustworthy for failure to show payment credit. KEY WORDS: authentication of bank records, Bank-of-America, business records-exception-to-hearsay, suit-on-credit-card-debt. Posted on 9/16/18.

Pitfalls of Consumer Collection Suit Defense in Texas: Taylor v. Discover Bank (Tex. App. - Austin 2018). KEY WORDS; appeal-of-summary-judgment, contract-formation, credit-card-debt-plaintiffs, credit-card-statements, Discover-Bank, evidentiary-objections, proof-of-damages. Posted on 9/13/18.

How Donald Uderitz and NCSLT bond investors found friends in post-Harvey Houston while undergoing three haircuts. KEY TERMS: National-Collegiate-Student-Loan-Trusts, private-student-loans. Posted on 8/27/18. 

Motion to Compel Arbitration in Bankruptcy Court Denied (student loan debtor). KEY WORDS: bankruptcy, dischargeability-of-student-loan-debt, Federal-Arbitration-Act, motion-to-compel-arbitration, student-loan. Posted on 8/9/18.

No Citation in the Court's file,no Valid Service based merely on Affidavit of Process Server, no Valid Default Judgment. KEY WORDS: bill-of-review, citation, defective-service-of-citation, no-answer-default-judgment. Posted on 7/13/18.

Denial of usury damages andattorney's fees in claim based on unpaid usurious loans reversedLeteff vs. Roberts (Tex.App.- Houston 2018). Leteff v. Roberts d/b/a City Auto Sales, No. 01-17-00398-CV (Tex.App. - Houston [1st Dist.] May 22, 2018, no. pet.) (denial of relief under the Texas usury statute reversed and case remanded for further proceedings).  KEY WORDS: Texas-Finance-Code, usury. Posted on 7/12/18.

Acknowledgement of Debt: TexasSupreme Court Disagrees on Pleading Sufficiency Issue, Reverses: DeRoeck v. DHM Ventures, LLC, No. 17-0033 (Tex. June 6, 2018). KEY WORDS: acknowledgment-of-debt, creditor-causes-of-action, statute-of-limitations, Texas-Supreme-Court. Posted on 6/23/18.

CFPB found unconstitutionally structured and incapable of pursuing enforcement action in New York [here is the link to the opinion order]. KEY WORDS: CFPB, federal consumer protection enforcement. Posted on 6/22/18.

Joseph Onwuteaka, attorney anddebt collector for his own debt-buying company loses another appeal in an FDCPAcase over his practice of suing consumers in the wrong county. KEY WORDS; FDCPA, unfair-debt-collection, venue-violations, collection lawsuit in wrong-venue. Posted on 6/19/18.

Fifth Circuit tells pro seforeclosure plaintiffs in 2nd appeal that their claims shall remain in federalcourt after removal from state court. KEY WORDS: FDCPA, foreclosure, removal-to-federal-court, pro se litigants. Posted on 6/18/18.

Prolific FDCPA Violator taken totask: Infante v. Law Office of Joseph Onwuteaka, P.C. (5th Cir. May 31, 2018). KEY WORDS: debt-collection-lawyers, FDCPA, venue-violations. Posted on 6/2/18.

Fifth Circuit recognizes that acceleration of maturity is a harsh remedy, and that equitable constraintsapply: Wilmington Trust, N.A. v. Rob (5th Cir. 2018). KEY WORDS: acceleration-of-loan-maturity, foreclosure, notice-of-acceleration, notice-of-intent-to-accelerate, opportunity-to-cure-default. Posted on 5/28/18.

Update on Wrangle over NC TrustAsset Control: Delaware USDC Magistrate okays Odyssey's designation as servicer of 6 National Collegiate Student Loan Trusts in row between Indenture Trustee U.S. Bank and NCSLT trust certificate owners; overrules all of US Bank's objections National-Collegiate-Student-Loan-Trusts, student-loan-servicing. KEY WORDS: NCSLT, Transworld-System-Inc, SLABS, private student loans. . Posted on 5/7/18.

May Student Loan Trust sue in itsown name? It may depend on state law - NCSLT 2006-3 v Poole, KEY TERMS: capacity-to-sue, National-Collegiate-Student-Loan-Trusts, right-of-sue-as-assignee, standing-to-sue-issue, private student loans. Posted on 4/29/18.

Redemptio ex machina for Transworld Systems Inc.: TSI Affidavit Machine Receives Judicial Bailout inTexas; did not even have to pray for it, not being a party - Ladanta Foster v. National Collegiate Student Loan Trust 2007-4. KEY WORDS: admission-exclusion-of-evidence, business records-exception-to-hearsay, evidentiary-objections, National-Collegiate-Student-Loan-Trusts, private-student-loans, Transworld-System-Inc. Posted on 4/5/18.

How (not) to waste $400 fighting the repo man - U.S Magistrate Judge explains requirements for bringing consumer action in federal court, dismisses pro se complaint without prejudice. KEY WORDS: FDCPA, pro se litigants. Posted on 4/4/18.

CFPB Status Report on Enforcement Actions against NCSLT and TSI. KEY WORDS: federal-enforcement-actions, National-Collegiate-Student-Loan-Trusts, private-student-loans, Transworld-System-Inc. Posted on 4/3/18.

Mulvaney's Mid-FY Report to Congress: Push to Dismantle CFPB's Independence and to Curtail its Consumer Protection Mission Continues. CFPB, federal consumer protection laws and enforcement. Posted on 4/2/18.

Access Group loans taken out topay for law school generally not subject to discharge in Bankruptcy § 523(a)(8)(A). KEY TERMS: bankruptcy, student-loan. Posted on 3/27/18.

Seeing No Evil: Texas Supreme Court approves diversion of lawsuit against payday lender over egregious criminal collection tactics into private arbitration. Henry v. Cash Biz, LP, 551 S.W.3d 111 (Tex. 2018). KEY TERMS: consumer-arbitration, criminal-aspects-of-debt, motion-to-compel-arbitration, payday-loans-and-lenders, waiver-of-right-to-arbitrate. Posted on 3/26/18.

NEW AND UPDATED PAGES:

Appealing Pro Se in Texas: Not so Appealing 









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