Consumer Debt Litigation (mostly Texas)

This blog covers debt collection litigation and practices, and related legal, procedural, and public policy issues, from the perspective of consumers.

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Showing posts with label interest-rate. Show all posts

Saturday, December 14, 2013

Tully vs Citibank: Credit card debt collection claim is breach of contract claim

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Jack Tully v. Citibank (South Dakota), N.A. , 173 S.W.3d 212 (Tex.App. - Texarkana 2005, no pet.) Significance of the Tully v. Citibank c...

Tuesday, November 19, 2013

Modification of credit terms: interest rate hikes, higher fees, and other finance charges

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Increases in Interest Rates (APR) and Fees as an Issue in Credit Card Actions This post discusses the issue of modification of credit te...

Monday, July 22, 2013

TILA's implications for defending debt collection suits (Truth in Lending Act)

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THE FEDERAL TRUTH IN LENDING ACT (TILA) TILA is an acronym for the federal Truth in Lending Act. This is a law passed by the U.S. Con...

Thursday, July 4, 2013

Interest rates - Proof of contractual authorization of APR and other finance charges

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Effect of creditor's failure to prove contractual authorization for interest rate charges In Tully v Citibank (South Dakota) N.A. , ...

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